Credit cards world: 2009

Friday, March 27, 2009

Featured Student Credit Cards

Capital One® Classic Platinum for Young Adults :

For applicants with an limited history credit.
*Get credit that fits your needs and a card that fits your style
*0% APR on purchases until August 2009
*Express yourself— image of your own onto your card once it arrives
*A manageable credit line to help control your finances
*$0 Fraud Liability for unauthorized use if your card is lost or stolen

Card Details: Annual fee: $19. 24-hour Roadside Assistance with lock-out service, towing, and flat repair. Emergency replacement card or cash advance if your card is lost or stolen. $100,000 Worldwide Automatic Travel Accident Insurance.

Click here to Apply Online :http://www.cardratings.com/common/click.php?id=319

Discover® Student Card:

*0% Intro APR* on Purchases for 6 Months
*No Annual Fee
*$0 Fraud Liability guarantee
*5% Cashback Bonus® in categories like travel, department stores, home improvement stores, *clothing stores, gas, restaurants and movies
*Up to 1% Cashback Bonus on all other purchases automatically

Card Details: 14.99% Variable purchase APR applies after the introductory period. Offered by Discover® Bank.

Click here to Apply Online :http://www.cardratings.com/common/click.php?id=285

Citi® mtvUTM Platinum Select® Visa® for College Students:

*0% APR* on purchases and balance transfers for 6 months.
*Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores.
*Earn 1 ThankYou Point for every dollar you spend on all other purchases.
*Earn 25 ThankYou Points every month when you pay on time and don't go over your credit limit.
*Earn up to 2000 ThankYou Points twice a year for maintaining a good GPA.
*Redeem points for gift cards, travel, electronics, music and more.
*No annual fee

Card Details: * This offer is available to online applicants. Issued by Citi, N.A.

Click here to Apply Online :http://www.cardratings.com/common/click.php?id=86

Friday, March 20, 2009

Get Your Free Credit Report and Free Credit Score

What is a credit report and credit score?

A credit report is a report containing information about your identity, credit relationships, some court actions, consumers statements and previous inquiries into that file. Credit reports are compiled by agencies that gather information about your credit relationships known as credit bureaus. Currently there are three major credit bureaus.

Credit scoring is a system lenders use to help determine whether to give you credit (car loans, credit cards, home mortgages, etc.) that is closely associated with your credit report. Information about you and your credit experiences, such as your bill-paying history, the number and type of accounts you have, late payments, collection actions, outstanding debt, and the age of your accounts, is collected from your credit application and your credit report(s).

Using a statistical program, creditors compare this information to the credit performance of consumers with similar profiles. A credit scoring system awards points for each factor that helps predict who is most likely to repay a debt. A total number of points, a credit score, helps predict how creditworthy you are, that is, how likely it is that you will repay a loan and make the payments when due.

In Order to get your free Credit Report and Free Credit Score Click on the Link below:
http://www.freecreditreport.com/pm/default.aspx?PageTypeID=HomePage106&sc=668104

How will you use your credit card?

The first step in choosing a credit card is thinking about how you will use it.

*If you expect to always pay your monthly bill in full--and other features such as frequent flyer miles don’t interest you--your best choice may be a card that has no annual fee and offers a longer grace period.

*If you sometimes carry over a balance from month to month, you may be more interested in a card that carries a lower interest rate (stated as an annual percentage rate, or APR).

*If you expect to use your card to get cash advances, you’ll want to look for a card that carries a lower APR and lower fees on cash advances. Some cards charge a higher APR for cash advances than for purchases.

APR DEFINITON
The annual percentage rate--APR--is the way of stating the interest rate you will pay if you carry over a balance, take out a cash advance, or transfer a balance from another card. The APR states the interest rate as a yearly rate.

Sunday, February 22, 2009

Bank of America® Visa Signature® Credit Card with WorldPoints® Rewards

>Earn 1 Point for every dollar you spend in net retail purchases. Points are redeemable for cash, brand name merchandise, travel with no blackout dates, gift cards and more.

>No Annual Fee

>Take advantage of preferred seating - Visa Signature Access gives you exclusive entry to exciting events as well as the best seats at sports, entertainment, and cultural venues.

>Reserve last-minute tables at popular restaurants - Visa Signature Dining makes it easy to get preferred reservations, discounts, and special offers at the nation's hottest restaurants.

>Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible.

>Receive personalized assistance - From hard-to-find gifts to travel and entertainment planning, let Visa Signature Concierge handle all the details.

>Absolute Fraud protection

>Online account access and Points management

Click Here to Apply :https://wwwa.applyonlinenow.com/USCCapp/Ctl/entry?sc=UAAA29&GV10=H%7C267%7CK100593